Richard Ahenkorah opened a private school in Asunafo in the fall of 2012. The demand to get into the school was high for local children, but he was unable to accommodate them all because of a lack of desk space. Richard learned about the SEED program and began attending the nearest class to him in Ekorso. The loan he received of $ 368 (GHC 700) was used for building additional desks to increase the schools capacity. As a result of the SEED loan, Richard’s school has grown from 49 students to 71, in just two months. He was able to use a portion of the loan to purchase lunch for the students that they would then pay him $ .25 (50 pesewas (GHC 0.50)) for—this additional money he is earning is the foundation of his first savings account.
Amma Amponsah started a provision store by selling items such as biscuits, soap, and rice on the top of a table. She was successful enough that she purchased a small kiosk to expand her business. Amma then participated in the SEED program so she would be able to fully stock this kiosk, and at the end of her training invested $ 211 (GHC 400) of her own money along with a loan of $ 158 ( GHC 300) from SEED to purchase enough items to stock her shelves. Six months after receiving the loan, Amma paid back everything she owed. In addition to this, she had once again moved into a larger kiosk and had $ 368 (GHC 700) in savings. Amma is currently in the process of applying for a second loan; her end goal is to be a wholesaler for other provision stores in the village.
In 2010, the DSF association loaned money to Santos to help her start her Mini market in Moche, Trujillo, Peru. In Alto Moche there isn't a market despite the need of one. They provide numerous household products that people need on a regular basis as well as some complimentary services. Santos had previously owned a "bodega" for over 15 years which she managed on an irregular manner. The program that the DSF association developed helped to train them, taught them how to manage their business, and apply for the loan they needed to finance their project. Santos has paid very punctually 30 of the 36 quotas he owes (approximately $4,555 or S./ 11,616). In their 2.5 years as a functioning business, their business has become one of the biggest Mini markets in the area